Cash Management

Whether you need better control of your cash flow or better access to the information regarding your account, United Bank has the right cash management services for your business - large or small. Once you have a UB commercial checking account you can:

Collect funds from your customers quickly and economically
Use our different payment tools to make your own payments
Save time and money with UB's cash management products and services

If you need cash management services for your business, please contact your account officer or call United Bank at 479-756-8811 and ask to speak with a CSR or cash management representative.

We continue to improve and add to our cash management products on a regular basis. Our current cash management services are shown below:

Internet Banking

Do you need to access your account information on a regular basis? Finding out information about all of your bank checking, savings and loan accounts has never been simpler. You can even download the information into your financial management software to save you even more time! Plus, there are a host of other features available on the internet banking site that allow you to initiate wire transfers, perform ACH transactions, pay bills or even your taxes - all from your computer, wherever you are.

Cash Control

Do you have excess cash in your account you'd like to earn some interest on without having to worry about moving funds around yourself? United Bank has the answer with our cash control account. Your checking account will continue to process all of your checking activity just like it does now. At the end of the day, if your balance is above a predetermined target balance (set by you); excess dollars are automatically invested for you in a money market or mutual funds. If the balance falls below the established target, cash is automatically swept back from the money market or mutual funds into your checking account.

Automated Clearing House (ACH)

Do you need or want to initiate electronic entries to your vendors or customers? Do you want to pay your employees by direct deposit? We have the products that allow you to perform business quickly and economically.

Merchant Services & Corporate Credit Cards

Do you need to accept Visa®, MasterCard® or Discover® at your business? Our merchant processing company can assist you with the right equipment and quote you a low monthly processing rate. Or, perhaps you need a corporate credit card to make your own purchases. United Bank now offers Visa® corporate credit cards for both small and large businesses. Stop by or call and we'll get you an application so you'll be able to transact business at millions of locations worldwide.

Electronic Funds Tax Payment Services (EFTPS)

Do you need to pay your federal taxes electronically? Log on to our website and pay just about any of your federal taxes electronically with our EFTPS site. It's as easy as filling out a check and clicking 'Submit'.

For more information

Warning:

You are using an older web browser that is not compatible with basic Web standards.

We recommend that you upgrade to one of the following browsers:

Windows or Mac Users:

Netscape 6+, Opera 6+, IE 6+

Linux OS:

Netscape 6+, Konqueror

In an effort to create a more organized World Wide Web, the W3C has created many new Web layout standards. The key focus of their effort is to provide the best possible interoperability between the different browsing programs available.

In the days of the browser wars between Netscape and Microsoft, many hacks were propagated by the competing companies. However, today these hacks have done more to hurt the Web than to help the battling companies. By downloading and installing one of the programs listed above, the Web will be one step closer to eliminating these hacks and bugs.

Click here to go view current Web browser usage statistics.